Gurgaon-based Accenture employee, Gurjot Ahluwalia, has revealed his remarkable financial journey, building a net worth of Rs 5 crore from scratch in just 11 years. Mr Ahluwalia, who aims to be financially independent in 2025, shared his milestone on social media, calling it his biggest achievement of 2024.  He also posted a screenshot of his financial tracking app, displaying a net worth of Rs 5 crore against liabilities of only Rs 2.7 lakh. Mr Ahluwalia credits his success to a three-pronged approach: career advancement for increased earnings, disciplined saving through delayed gratification, and strategic equity investments, which he says were instrumental in reaching his Rs 5 crore net worth in just 11 years. He noted that his transition from a salaried middle-class individual to a net worth of Rs 5 crore was largely due to two key factors: having no debt (as his parents funded his education) and not paying rent (since he lived with his parents). He also acknowledged that recent market corrections had led to an 8-10% decline in his net worth. The …