If you’re a business owner exploring business banking options, credit unions can offer competitive products with lower fees and higher interest rates than traditional banks. However, membership requirements can be more restrictive, which is an important factor to consider when choosing the best credit unions for business accounts. I review the six best credit unions and compare key features, fees, and pros and cons to help you find the best fit for your company’s needs. Best overall credit union for business accounts: Affinity Plus FCU Federally insured by the National Credit Union Administration (NCUA) Best for social entrepreneurs seeking flexible financing: Self-Help FCU Federally insured by the National Credit Union Administration (NCUA) Best for military-affiliated business owners: Navy Federal Credit Union Federally insured by the National Credit Union Administration (NCUA) Best for membership flexibility and scalable checking accounts: Credit Union 1 Federally insured by the National Credit Union Administration (NCUA) Best for business insurance services: First Tech Federal Credit Union Federally insured by the National Credit Union Administration (NCUA) Best for interest-earning business accounts: Bethpage …