Last Updated:February 15, 2026, 17:40 IST Officials said the money is moved in a complex way, passed through multiple accounts and split into smaller amounts to make tracking difficult. (File for representation) Security agencies have uncovered a growing network of so-called “mule accounts” in Jammu and Kashmir, which they say is being used as the financial base for global scam operations. Officials fear the money moving through these accounts could also be diverted for separatist and anti-national activities. According to officials, more than 8,000 such accounts have been identified and frozen over the past three years, revealing an organised system of money laundering. These accounts are seen as the weakest but most essential part of cybercrime, since stolen money cannot be converted into cryptocurrency without them. Central agencies have asked the Jammu and Kashmir Police and other law enforcement bodies to work with banks to stop the spread of mule accounts and track down the middlemen, known as “mulers”, who arrange these setups. Officials believe that after the National Investigation Agency cracked down on illegal …