Preliminary Examination: Economic and Social development. Mains Examination: General Studies-III: Indian Economy and issues relating to planning, mobilization of resources, growth, development and employment.  What’s the ongoing story: India’s informal sector is becoming less indebted, with the interest they paid as well as the amount of loans they need to repay falling sharply, according to the Ministry of Statistics and Programme Implementation’s (MoSPI) full report on its Annual Survey of Unincorporated Sector Enterprises (ASUSE) conducted in 2025.  Key Points to Ponder: — What is the informal sector?  — What is the difference between the formal and informal sectors?  — What are the structural constraints of India’s unincorporated sector and their implications for employment quality and productivity? — How declining indebtedness in the informal sector does not necessarily indicate economic strength.  Story continues below this ad — What are the vulnerabilities of small, informal enterprises to input cost shocks, and what measures should be taken to enhance their resilience? — What is the significance of unincorporated enterprises in India’s economy? — What are the government initiatives …