By Jasmeen Ara Shaikh With more Gen Z individuals entering the job market and millennials showing an interest in diversifying their income sources, investing is indeed the new cool. The generational habits of piling up savings in lockers or creating fixed deposits have now taken a back seat as a new income class emerges—one that`s also risk-taking and tech-savvy. However, starting your investment journey can be overwhelming and may seem complicated. Speaking to Midday, SEBI registered financial advisor Kalpesh Ashar sheds light on the basics of investing through these five tips:” 1. Budgeting: Before you invest your income, understand how you are spending it. It’s important to draw a demarcation between your wants and needs; cutting down on frivolous expenses and avoiding the habit of borrowing through loans or tapping into bank FDs. Ashar suggests defining a goal tenure and purpose for your investments, which will guide your choice of financial instruments and keep you motivated to invest. 2. Cut procrastination: Procrastination is the biggest enemy of investment. The earlier you start investing, the more years …